Credit cards for travelers that are a must-have
The most important thing about going is that it’s fun and exciting. The second most important thing is that it’s cheap. So, if you want to go to Europe or Asia, now is the time to start planning how to make it as easy and cheap as possible. There are some great travel credit cards out there that can help you save money on gas, lodging, meals, and more, as well as give you a lot of choices for rewards. (including free flights).
1\. The Chase Sapphire Preferred
The best travel credit card on the market is the Chase Sapphire Preferred. It’s especially useful for frequent travelers who want to earn points and move them to different airlines, as well as for people who want to travel around the world without paying any foreign transaction fees or annual fees.
If you open an account and spend $4,000 in the first three months, you’ll get 50,000 Ultimate Rewards points. That’s worth $625 in airfare at 1 cent per point, or $750 if you book through Chase. You’ll also get two points for every dollar you spend on travel and restaurants, plus one point for everything else you buy. The card has chip-and-PIN technology, so you can use it abroad without worrying about scams. There are also no fees for using the card in another country.
2\. Bank of America Signature Premium Rewards Visa
Another great travel credit card is the Bank of America Premium Rewards Visa Signature. This one gets you two points for every dollar you spend on travel and food, and one point for every dollar you spend on everything else. It also has a 50,000 point sign-up bonus after $3,000 in spend within the first 90 days of account starting.
What’s the best? When you use this card to book a trip straight through Expedia or Orbitz, you can earn three times as many miles, which means you’ll get four times as many miles on those trips.
3\. Credit Card Capital One VentureOne Rewards
The Capital One VentureOne Rewards Credit Card is a good choice if you want a simple travel credit card that won’t break the bank. This card is great for people who are just starting to earn miles because it has no annual fee and gives two miles for every dollar spent on all purchases. If you’re willing to spend money on gas, groceries, and other things that don’t have to do with travel, the 1x miles on all other purchases can help you get points fast.
What’s the best? No minimum credit score is needed to get accepted. If your finances aren’t where they need to be yet, but you still want an easy way to start getting points for future flights or hotel stays (or even just cash back), this might be right up your alley…
4\. Citi Prestige Card
The Citi Prestige Card is a great choice if you travel a lot and want a credit card that can help you out while you’re away. The annual fee, which is not refunded, is $495, but there are some nice perks:
A $250 airline credit that can be used for things like baggage fees, food and drinks on the plane, and passes to the airline bar. This will pay for most of my trip costs!
I have a $100 fee credit for Global Entry/TSA PreCheck that I use every time I travel abroad. It’s like getting TSA Precheck without paying for it.
5\. The Barclaycard Arrival Plus World Elite MasterCard
If you travel a lot, the Barclaycard Arrival Plus World Elite MasterCard is a great card to have. Since there are no foreign transaction fees, you can use it anywhere in the world without worrying about extra costs. You also get two miles for every dollar you spend, which you can use to buy things like gift cards and travel through the website for the card. Best of all, there is no yearly fee!
If you want to earn more points with this card than with some other travel credit cards, like the Chase Sapphire Reserve, book directly through Barclaycard’s website instead of through third-party sites like Expedia or Travelocity. You’ll get an extra 10% bonus on every purchase you make this way.
6\. Barclaycard Reward MasterCard
The Barclaycard Rewards MasterCard is a great option for tourists who want to earn points for free travel but don’t want to pay an annual fee. This card gives 1.5% cash back on all purchases and 2% cash back at grocery shops, wholesale clubs, and gas stations. You’ll also get a 10% bonus when you put your rewards into your Bank of America checking or savings account. Since most people already have one of these accounts, this could be a good way to earn extra cash back without having to switch banks or add more services like bill pay or automatic payments.
7.The Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card is an easy-to-use travel credit card that lets you get 1.5% cash back on all purchases and has no yearly fee. Balance transfers will have an introductory APR of 0% for the first year. After that, your variable rate will be between 14.24% and 24.24%, based on how good your credit is. (which is evaluated based on your FICO score).
The best thing about this card is how easy it is to use. You don’t have to worry about spending categories or bonus deals; you just get 1.5% cash back on everything you buy with it. That means that if you want a simple way to earn prizes while traveling, this could be a good choice (as long as there aren’t any other cards with better terms).
8\. The Discover it Miles Card (with sign-up bonus)
The Discover it Miles Card is a great choice for people who like to shop and travel and want to earn points for doing so. This card gives you:
No fee per year
10% cash back on purchases in certain areas that change (gas stations give 5% cash back).
You get 1 mile for every $1 you spend on anything else, and you can earn as many miles as you want each month. You can get cash back or gift cards for these miles, but they’re worth the most when you use them to get bill credits for travel costs like airfare, hotels, car rentals, and more.
Credit cards for travel can save you money, make your trip easier, and keep you safer.
Credit cards for travel can save you money, make your trip easier, and keep you safer.
The most clear benefit of a credit card with travel rewards is that it lets you earn miles or points on everyday purchases. If you want to earn enough points for a free flight or hotel stay, this card is worth it just for that. But there are also other good things:
Travel insurance is sometimes included in a yearly fee, and sometimes it’s even free! This can be very helpful if something goes wrong while you’re away from home and you need help getting home safely or if something goes wrong while you’re going abroad and the local medical services aren’t good enough.
Some travel rewards cards have special perks, like access to airport lounges or higher standing at hotels where they work with chains like Marriott Rewards.
We hope this list helped you. If you’re looking for a new credit card, check out the choices above and see which one fits your needs best.
